Yes you can use Medicare and Medicaid to pay for rehab Cleveland Ohio, Medicaid and Medicare are federal and state-funded health insurance programs. These programs can completely pay for or give you low-cost drug and alcohol addiction treatment in treatment centers in Ohio. Each program has different requirements to be eligible but you probably apply. Medicare and Medicaid may also cover some of your rehabs in Ohio costs. Every state has different rules for eligibility. Conditions for eligibility also can change annually.
Medicaid: Medicaid is a public insurance program for low-income persons. Under the 2010 Affordable Care Act (ACA)” insurance providers (including Medicaid) must cover all basic aspects of drug and alcohol rehabs in Ohio. While Medicaid covers rehab, not all facilities accept Medicaid as a form of payment. Call Prosperity Haven for specific answers. Medicaid Eligibility by Income, applicants must be one of the following:
- Within a specified income bracket
- Over 65 years old
- Under 19 years old
- A parent
Those who receive Supplemental Security Income are often automatically eligible for Medicaid. The ACA requires people to earn less than 133 percent of the federal poverty level (FPL) to be eligible for Medicaid. A person living above the poverty level may still be eligible for government insurance if they fall in the right income bracket. Medicaid covers all or part of the following services:
- Inpatient care
- Maintenance and craving medications
- Family counseling
- Long-term residential treatment
- Other mental health services
- Outpatient visits
Medicare: Medicare is available to anyone over 65 years old and those with disabilities. Medicare is available for a monthly premium, which is based on the individuals income. People who earn less pay lower premiums. Medicare can cover the costs of inpatient and outpatient drug rehabilitation. It consists of four parts that cover different parts of rehabs in Ohio. Insurance for Hospital Stays: Medicare can help pay for inpatient rehab. Medicare covers up to 60 days in treatment without a co-insurance payment. People using Medicare do have to pay a deductible. Medicare only covers 190 days of inpatient care for a person’s lifetime. Medical Insurance: Medicare can cover outpatient care for addicts. Medicare covers up to 80 percent of these costs. It covers outpatient care, therapy, drugs given via clinics and professional interventions. Medicare also covers treatment for co-occurring disorders like depression. Medicare-approved Private Insurance: Those who want more benefits under Medicare can get expenses paid and coverage is different and may be more expensive. Prescription Insurance: Medicare also can help cover the costs of addiction medications. People in rehabs in Ohio often need medication to manage withdrawal symptoms and cravings.
Call Prosperity Haven Today! Ask us about these and other forms of payment.