Trustmark Health Benefits (formerly known as CoreSource) is a national provider of employee benefits and self-funded health plans. As of 2022, Trustmark had more than 2 million policyholders across the country, with thousands residing in the state of Ohio. In addition to the standard coverage for addiction treatment, Trustmark Health Benefits works to provide the people of Ohio with even more resources and ways to access quality mental health care. Trustmark Health Benefits even partners with various private rehab clinics throughout the state of Ohio — including Prosperity Haven — to ensure that you can access the recovery care you need.

In the sections below, we will examine the kind of drug and alcohol rehab available to Ohio residents with a Trustmark Health Benefits insurance plan.

How Trustmark Health Benefits Treats Addiction

Many large insurance carriers do not provide any educational resources or expedited treatment options for people who require addiction treatment now. Fortunately, Trustmark Health Benefits is one of the exceptions. If you have a Trustmark Health Benefits plan in Ohio, you can access a variety of online resources to help you understand the addiction treatment options at your disposal. Trustmark puts particular emphasis on providing its policyholders with effective mental health care, including virtual visits with therapists and trained specialists.

While these resources are a great starting point, they cannot replace the efficacy of inpatient rehab. Thankfully, Trustmark Health Benefits will often cover the cost of rehab. And though the coverage does not go far beyond what many other insurance carriers provide, it does offer rehab coverage to policyholders who can prove that rehab is the best solution for their addiction.

Keep in mind that coverage through Trustmark Health Benefits does not completely erase the cost of drug or alcohol rehab. If you need treatment at a rehab clinic, you will still need to make sure that you are current on your policy. In other words, you’ll need to have paid all of your past and current premiums. Moreover, if you want to get the most out of your health plan, you’ll need to meet your deductible for the current benefit period and pay any applicable copays and coinsurances associated with your treatment. 

It’s also important to note that Trustmark Health Benefits was acquired by the Health Care Service Corporation (HCSC) in 2022. This could have an impact on the future coverage available to people in need of rehab, though the nature of any changes remains unclear.

Does Trustmark Health Benefits Cover Rehab in Ohio?

Yes, in most cases, Trustmark Health Benefits will cover rehab in the state of Ohio. However, there are caveats that you should be aware of. To ensure that you get coverage for rehab, you’ll need to seek out a formal recommendation from your primary care physician or an approved specialist. Rehab must be deemed medically necessary in order for Trustmark Health Benefits to help pay for the cost.

Remember that this only applies to non-Medicare plans available through Trustmark Health Benefits. If you have a Medicare Advantage plan, most private rehab clinics in Ohio will not accept your insurance. This is why it is vitally important to understand what kind of plan you have and talk with your insurance carrier before choosing a facility.

Does My Health Insurance Only Cover Certain Rehab Facilities?

Trustmark Health Benefits only provides coverage for rehab facilities within its network, and this network can vary based on your location and the type of plan you have. Most Trustmark health benefits insurance plans are PPOs or HMOs. If you have a Trustmark PPO plan, then you can get partial coverage for rehab, even if that rehab is located outside of your primary network of providers. Alternatively, if you have an HMO plan, you can only get coverage for rehab clinics within your network.

In short, your Trustmark Health Benefits insurance will likely only cover rehab at certain facilities in Ohio, but the amount of coverage you can get and the number of facilities you can choose from will depend on the structure of your plan.

Prosperity Haven – Quality Substance Abuse Treatment in Ohio

Are you a Trustmark Health Benefits policyholder residing in Ohio? Do you or someone protected under your plan require treatment at a drug and alcohol rehab clinic? Finally, are you trying to find a quality rehab in Ohio that accepts Trustmark Health Benefits insurance? If so, Prosperity Haven is the answer.

At Prosperity Haven, we accept eligible plans from Trustmark Health Benefits and provide the best possible care for people struggling with addiction. We can help you at virtually every stage of the recovery process and provide you with the guidance and tools you need to kick the habit for good. Remember, by choosing Prosperity Haven, you’re choosing a path of peace, serenity, and sobriety.

Don’t let addiction run your life any longer. Reach out to Prosperity Haven today to learn more.