The cost of addiction treatment in Ohio rehabs varies from one treatment center to another. Some addiction rehab programs are free while some cost hundreds of dollars a day. No matter what your budget is, there is a treatment center in Ohio for you. The opportunity to get better is accessible to anyone if they know about all the resources available that can help them. There are also organizations that can help you find a way to pay for certain rehabs in Ohio.
Many substance rehabs in Ohio offer financial aid or discounts for self-funded stays and they also accept insurance. Insurance is the most common ways of paying for rehab. The amount that the insurance covers and the amount the patient may subsequently need to provide from his own funds to complete payment depends on the insurer and what the health provider (rehab) accepts and is “in-network” with. Many addiction rehab programs only accept private or commercial insurances but not Medicaid or Medicare, some accept Medicare but not Medicaid, and many accept all forms of insurance.
Types of insurances that are commonly used in Ohio for addiction rehab programs include:
- Amerigroup
- Aetna
- AmeriHealth
- Anthem of Ohio
- BCBS (Blue Cross Blue Shield)
- Care Factor
- Cigna
- Coventry
- GEHA
- Health Net
- Highmark
- Humana
- Interplan
- Medical Mutual
- MHN
- Most PPO Insurance Accepted
- Multiplan
- Optum
- Providence
- PsychCare
- UnitedHealthcare
- UMR
- ValueOptions
Other common State funded Medicaid and Medicare insurances for addictio treatment include:
- Buckeye
- Caresource
- Paramount
- Molina
Payment Options for Addiction Rehabs in Ohio -A Worthwhile Investment
Not everyone has insurance, but there are still ways to get help. Drug and Alcohol treatment programs that offer financing options such as self-pay plans with monthly installments over a long period of time, are a popular and attractive choice. Many inpatient rehabs offer very reasonable financing options for addiction treatment for those without insurance. Financing is often a better choice because free rehabs often have limited funding and waiting lists compared to many quality rehabs that offer a self-pay option. Free rehabs tend to be of lower quality and poorer success rate, often with a low qualified staff to patient ratio. Also, as is known in other areas of the health care field, addiction rehabs in Ohio being the same, the mantra largely stands true -you get what you pay for.
While many drug and alcohol rehabs in Ohio accept credit card payments for their self-pay option, it may be beneficial to obtain a loan from a loan company or bank or even from trusted friends or family members, so long as the interest rates make the most sense for your financial abilities and plans. You may not be comfortable about taking on debt to borrow money to pay for rehab in Ohio, but it’s important to view rehab as an investment. Getting sober gives you the tools to get your life back together and beginning to actually enjoy what life can offer you. Recovered addicts are also able to save much more because they aren’t spending on drugs or alcohol.
Addiction Treatment Program Types & Costs around Cleveland and Northeast Ohio
The type of care offered by addiction rehabs in Ohio affects the total cost of getting sober. Treatment types are also different for some addictions. There are many other factors that affect the cost of rehab, like amenities. These estimates are based on costs reported by studies and individual treatment centers in Ohio.
Detox in Cleveland Area
Outpatient detox ranges from $900 to $1,500 per day. Most inpatient rehabs include detox in the cost of a program. Others partner with another detox center first, arranging the admission there and transfer from there to their residential addiction treatment program when detox is done. The exact cost of detox depends on whether it’s part of an inpatient program and the type of drug addiction being treated as well as the level of addiction. Substances with dangerous detox side effects require more careful monitoring, making the price higher.
Inpatient Drug and Alcohol Rehab Cleveland Ohio Area
Some inpatient rehabs may cost around $9,000 for a 30-day program without any insurance coverage. Higher quality centers often cost near $20,000 for a 30-day program. For those requiring 60- or 90-day programs, the total average of costs could range anywhere from $15,000 to $60,000.
Outpatient Rehab Cleveland Ohio
Outpatient programs for milder addictions are cheaper than inpatient rehab. Many cost $6,000 for a three-month program. The price tag may depend on how often the individual visits the center each week and for how long.
The Real Cost of Addiction
Ultimately, drug and alcohol rehab is not nearly as expensive as drug and alcohol addiction. Alcohol and drug users are more likely to skip work and switch jobs more often than sober individuals, which has a negative impact on income. The price of drugs and related items, legal problems, health issues and loss of productivity at work all add up over time. Even an alcoholic who drinks 12 bears a day consistently for a year spends over $3,500. This cost doesn’t include potential legal issues that can cost thousands of dollars. It’s harder to estimate the price of harder alcohol or illegal drug addiction, but it is much higher. The financial costs of addiction are avoided the sooner you get help and the better that help is.