Cigna provides health insurance to more than 18 million people across the United States, with many plans specifically for Ohio residents. If you currently have a Cigna health plan and you’re in need of drug or alcohol rehab, you probably have a lot of questions about what your plan will or won’t cover. Fortunately, Cigna partners with various private rehab clinics throughout the state of Ohio — including Prosperity Haven — to ensure that you can access the recovery care you need.

In the sections below, we will examine the kind of drug and alcohol rehab available to Ohio residents with a Cigna insurance plan.

How Cigna Treats Addiction

Many insurance carriers make it difficult to know whether or not you can actually get coverage through your plan. Thankfully, Cigna is very straightforward about what it covers and what you need to provide to secure the maximum possible coverage. More specifically, Cigna lays out the process for getting an assessment for rehab.

First, you will need to have your doctor or a licensed specialist assess your current use of addictive substances. This person will also need to evaluate your history of substance abuse and go over your medical history as it pertains to your addiction. Lastly, they will ask you questions about your home and social environment and work with you to discuss your ultimate recovery goals.

Once this process has been completed, your doctor will likely recommend inpatient or outpatient rehab. Though each plan is different, Cigna often provides some degree of coverage for either type of care. That said, you will need to contact your carrier directly to find out what, if anything, they will cover.

Does Cigna Cover Rehab in Ohio?

Yes, Cigna will often cover rehab in the state of Ohio. However, as previously mentioned, there is no guarantee that you will get the maximum coverage available for your rehab treatment. It depends on your location, the type of plan you have, the recommendation of your doctor, and the clinic your seeking treatment from. Fortunately, Prosperity Haven does accept eligible Cigna plans, so if you do choose to get treatment at Prosperity Haven, this can make the process a little bit easier and more affordable.

Just remember that you need to be assessed by a medical professional before Cigna will even consider covering your stay in rehab. Essentially, your insurance carrier wants to know that rehab is something that is medically necessary for you. If it is, there’s a very good chance that your plan will cover a portion of the cost.

Also, remember that you’ll need to keep your plan current and pay all applicable costs before your Cigna insurance kicks in. This means you’ll need to pay your monthly premiums, annual deductibles, and any copays before your insurance will begin to pay for rehab. Even if you do get the full Cigna coverage for rehab in Ohio, you’ll likely need to pay for part of the treatment out of pocket.

Does My Health Insurance Only Cover Certain Rehab Facilities?

Like many other carriers, Cigna offers a variety of plans that typically use networks to determine where you can get health coverage. Depending on the type of plan you have, you may be limited to a relatively small network (HMO), or you may have limited out-of-network access (HMO-POS or PPO). Before you decide on a specific rehab facility, make sure that it’s covered under your plan and that you won’t have to pay any hefty out-of-network costs.

Prosperity Haven – Quality Substance Abuse Treatment in Ohio

Are you covered by a Cigna health plan in Ohio? Do you want to access rehab that is covered by your Cigna plan? Finally, do you want to be treated at a high-quality rehab facility? If so, Prosperity Haven is the answer.

At Prosperity Haven, we put your needs and requirements first. We work with you from the start to evaluate your addiction and work toward the goals that you want to meet. You can also count on superior privacy and discretion, while also enjoying a comfortable, peaceful environment.

Don’t let addiction run your life any longer. Reach out to Prosperity Haven today to learn more.